Archive for the ‘Senior Agencies and Program’ Category

What’s the Medicare Part D late enrollment penalty?

Monday, January 20th, 2014

The late enrollment penalty is an amount added to your Medicare Part D premium. You may owe a late enrollment penalty if, at any time after your initial enrollment period is over, there’s a period of 63 or more days in a row when you don’t have Part D or other Prescription drug coverage (for example, from an employer or union) expected to pay, on average, at least as much as standard prescription drug coverage. People who have this kind of coverage when they become eligible for Medicare can generally keep that coverage without paying a penalty, if they decide to enroll in Medicare prescription drug coverage later.
How much is the Part D penalty?
The cost of the late enrollment penalty depends on how long you went without creditable prescription drug coverage.

The late enrollment penalty is calculated by multiplying 1% of the “national base beneficiary premium” ($32.42 in 2014) times the number of full, uncovered months you were eligible but didn’t join a Medicare Prescription Drug Plan and went without other creditable prescription drug coverage. The final amount is rounded to the nearest $.10 and added to your monthly premium.

The national base beneficiary premium may increase each year, so the penalty amount may also increase each year.

Your plan will tell you if you owe a penalty

After you join a Medicare drug plan, the plan will tell you if you owe a penalty, and what your premium will be. You may have to pay this penalty for as long as you have a Medicare drug plan.

3 ways to avoid the late enrollment penalty

1. Join a Medicare Prescription Drug Plan when you’re first eligible.

You won’t have to pay a penalty, even if you’ve never had prescription drug coverage before.

2. Don’t go 63 days or more in a row without a Medicare drug plan or other creditable coverage.

Prescription drug coverage (for example, from an employer or union) thatexpected to pay, on average, at least as much as Medicares standard prescription drug coverage. People who have this kind of coverage when they become eligible for Medicare can generally keep that coverage without paying a penalty, if they decide to enroll in Medicare prescription drug coverage later. Creditable prescription drug coverage could include drug coverage from a current or former employer or unionTRICAREIndian Health Service, the Department of Veterans Affairs, or health insurance coverage. Your plan must tell you each year if your drug coverage is creditable coverage. They may send you this information in a letter, or draw your attention to it in a newsletter or other piece of correspondence. Keep this information because you may need it if you join a Medicare drug plan later.

3. Tell your plan about any drug coverage you had if they ask about it.

When you join a Medicare drug plan, the plan will send you a letter if it believes you went 63 or more days in a row without other creditable prescription drug coverage. The letter will include a form asking about any drug coverage you had. Complete the form and return it to your drug plan by the deadline in the letter. If you don’t tell the plan about your creditable drug coverage, you may have to pay a penalty.

 

Source:  http://www.medicare.gov/
CLICK HERE TO READ THE ARTICLE

 

List of Best Nursing Homes in California

Wednesday, October 19th, 2011

Best Nursing Homes in California

All of the homes shown received 5 stars, the highest overall rating, from the federal government’s Centers for Medicare and Medicaid Services. A facility’s overall rating is geared to its performance in health inspections, nurse staffing, and medical care. Homes are ranked in tiers according to their star ratings in the three individual areas. Within each tier, the order is alphabetical.

SOURCE:  http://health.usnews.com/senior-housing/nursing-homes

Click here to see the list

Central Coast Seniors Area Agency on Aging

Wednesday, January 26th, 2011

The Central Coast Commission for Senior Citizens-Area Agency on Aging (AAA) is a non-profit organization responsible for allocating federal and state dollars to local agencies to insure that supportive, nutrition and health promotion services are available to older adults in San Luis Obispo and Santa Barbara Counties.
We are a non-profit corporation established by the California Department of Aging as the Area Agency on Aging for San Luis Obispo and Santa Barbara Counties.

They offer services which:
– Maintain seniors’ independence and dignity as people
– Encourage seniors to be socially and economically successful
– Care for the frail elderly

They are a non-profit corporation established by the California Department of Aging as the Area Agency on Aging for San Luis Obispo and Santa Barbara Counties.

Area Agencies on Aging are also known as the “Aging Network.” This network includes the Administration on Aging (AOA) at the Federal level, the California Department of Aging at the State level, Area Agencies at the local level and public and private agencies serving senior citizens with social, nutrition and health services. Working together to serve the nation’s elderly.

Programs and Services
We coordinate and monitor a system of services for seniors. In recent years over 2.3 million dollars has been allocated per year by the Area Agency on Aging to support:

* Home delivered meals
* Senior lunches
* In-home supportive services
* Homemaker services
* Telephone reassurance
* Respite for caregivers
* Long term care ombudsman
* Information and referral
* Transportation services
* Legal assistance
* Senior day care services
* Senior citizen centers
* Home repair
* Peer counseling
* Care management
* Health Insurance Counseling & Advocacy Program
* Alzheimers Day Care Resource Centers
* Brown Bag Program
* Senior Employment Services
* Vial of Life
* Elder Abuse Prevention
* Health Promotion
* Medication Management
* Vial of Life

Our activities are prescribed by the Older Americans and Older Californians Acts and include:

* Assessment of needs and services that benefit senior citizens
* Coordination of local activities in Long Term Care planning and system development
* Coordination of activities of Older Americans Month
* Coordination of existing programs and services that serve older persons
* Development of resources and funds to expand services
* Monitoring and assessment of senior programs
* Advocacy and provision of community education
* Support for the operations of local committees examining agency issues
* Coordination of California Senior Legislation election
* Publication of a quarterly senior news bulletin.

SOURCE: centralcoastseniors.org

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